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Business line of Credit - Always be prepared and only pay for what you borrow

Always be prepared and only pay for what you borrow

Verify Your Eligibility

Congratulations! You're ready to obtain a business line of credit

Business Line of Credit

Only Pay for What You Borrow

You've got big plans to grow your business, but all you're missing is the capital to make it happen. Whether it's an expansion project, renovations, some new equipment, or another location, ARF Financial has your back. Our Line of Credit quickly puts up to $750,000 at your fingertips - collateral free. Use the funds as needed and only pay for what you borrow. The initial line can be approved in 24 to 48 hours, with 24-hour access to 5 separate loan drafts over the next 6 months.

Even without an immediate need, business owners are establishing lines of credit now. Being prepared is smart. Business owners know opportunities and/or issues can arise quickly and having committed working capital at the ready allows them to be prepared for the unexpected!

What is a Business Line of Credit?

A line of credit is an approved amount of committed working capital extended to restaurant and small business owners allowing them to draw upon when the need arises. This type of restaurant financing allows merchants to pull funds from their line as needed and only pay interest on the money they take. Restaurant owners have 24-hour access to 5 separate loan drafts over a 6 month period. You can even request funds online!”

Line of Credit Advantages

  • Loan amounts are available from $5,000 to $750,000 with no collateral required with repayment terms up to 36 months.
  • Lock in your best rate for the next 6 months with a minimum first draft of only $10,000.
  • Use the funds as needed and make low, fixed weekly payments. Our line of credit is a business loan not a cash advance, so repayment is not tied to your daily credit card receipts.
  • Quick online approvals and fundings in less than a week. Line drafts are normally processed in 24 hours.
  • Combine our Business Line of Credit with our Flex Pay Loan and you can defer up to 50% of the principal into the future for more affordable payments now, and pay it back when the time is right.
  • The interest you pay is tax deductible, further lowering your cost of funds, and early payoff options are available.”
Do I Qualify?

Your Home Loan Could Be Fully Funded 30 Days From Now

  • Fixed Rates

    Fixed Rates

  • Adjustable Rates Mortgage (ARM)

    Adjustable Rates
    Mortgage (ARM)

  • Conforming Loans

    Conforming
    Loans

  • Jumbo & Super Jumbo Loans

    Jumbo & Super
    Jumbo Loans

  • FHA, VA, & USDA Loans

    FHA, VA, & USDA
    Loans

  • Terms from 5 to 30 Years

    Terms from 5 to
    30 Years

See if you qualify for a business line of credit

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